If you’re tired of sharing your real card information with every purchase, a virtual card is the solution. You can get a Koho virtual card and others like it, and it will take just about a minute to do that. Then, you will be ready to use it for online purchases, from shopping to subscriptions and everything in between.
What Is a Virtual Card?
A virtual card is the online version of a physical credit or debit card and is used specifically for online purchases. It’s not a physical card, but it acts the same way a physical card does. Ultimately, it’s safer and more convenient than physical ones, as it doesn’t reveal your card details while making a purchase.
Where Can You Use a Virtual Card?
Virtual cards are usable in a variety of ways: shopping, subscriptions, business expenses, etc. Anything you’d pay for with a credit or debit card can also be paid for with a virtual card.
- Online Shopping: It doesn’t matter what you need to buy — clothes, electronics, or groceries. If the site or app accepts online payment, your virtual card will work. Because you’re giving them a virtual card, they won’t have your real card information to use later.
- Subscriptions: It could be software, mission trips, a streaming platform, or online courses for which you want to pay a subscription fee. With a virtual card, you can manage your subscriptions and recurring payments without worrying about mystery charges.
- Travel Bookings: Vacations need planning, and virtual cards give you a way to pay for airfare, lodging, and rental cars without revealing personal card details to multiple sites.
- Business Expenses: If you’re a freelancer or small business owner, a virtual card is a handy way to separate your work expenses from personal expenses while buying supplies, paying invoices, or booking a flight to your next client meeting.
How to Use a Virtual Card Safely
To ensure you’re getting the best use out of your virtual card, consider a few practices:
- Manage Your Spending: If you think you’ll blow through your budget on online shopping, virtual cards can help you manage your spending. You can control limits and track transactions, and many will notify you in real time when you make a purchase.
- Use One-Time Cards for Extra Security: Some virtual companies create one-time use cards for each new purchase. This is especially helpful for online and in-app purchases from merchants you don’t often buy from.
- Keep Your Info Updated: If you’re using your virtual card for subscriptions or recurring payments, and you get a new card number, double-check with companies to ensure they have your most up-to-date information.
Why Choose a Virtual Card?
Virtual Cards have several benefits that traditional cards do not. You get an added layer of security since merchants do not get your true card information. It’s easier to stick to your budget if you know what to spend on and where you’re spending. Plus, if you shop online frequently or make multiple payments often, a virtual card keeps everything simple.
A Safe and Smart Choice
They are a great way to combat the challenges of the current transaction landscape. Say goodbye to unsafe payments, managing subscriptions in a frustrating way, and messy finances with no organized tracking. No wonder virtual cards have a positive reception with consumers who want easy online payments without added risk. Ready to get started? Get a virtual card like, say, the ones from Koho, and start paying online whenever, wherever, worry-free!
