Tips for renovating your home during retirement

When you turn an old bedroom into a guest bedroom, you don't have to change much.

Retirement is a great time to renovate your home. You may have more time and money available to splurge on home improvements. You can make some well-needed changes to your family home or renovate a new property entirely. You are starting a new chapter of your life, and you should mark the occasion with a brand-new home.

Here are a few tips for renovating your home during your retirement.


Before you start knocking down walls, you need to take a close look at your finances. Calculate how much you can afford to spend and leave some room for extra expenses. Every budget should have an emergency fund, just in case things take longer than expected. But if an emergency happens before you have it, you could apply for loans from the Swedish lending platform with unsecured loans. As a borrower, you can apply for an SMS loan at no risk to your credit score.

Talk to your constriction team and ask them for a rough estimate of how much the project will cost. You also need to factor in the cost of hiring professionals to do the renovation. This can take up a significant portion of your budget – you could do some of the work yourself to save money.

If you’re over 55, you could release equity from your property and access some extra funding for your renovation.


Plan which renovations you want to do first and whether you can live in the property while they are carried out. Some people opt to move out of their homes while work is being done. For example, if your kitchen is being renovated, you may struggle to cook food and live on the property.

Renovations that are worth the cost

Bigger renovations can add significant value to your property. A loft conversion or extension could add thousands to your property’s value. You could choose to renovate your current property before selling it for a higher price. Or, you can do the renovations now and pass it on to your children as part of their inheritance.

Garden renovations

Too many people don’t make the most out of their garden. It’s time to invest some money into your outdoor space. You could turn it into an entertaining area, equipped with a barbeque, fire pit and seating area. Or, you could start gardening and build a few planters to grow your own vegetables. Start a small vegetable patch and slowly build from there if you are new to gardening.


It’s better to do all your renovations in one go. Start preparing your home for later life with a few accessibility modifications. For example, you could build a walk-in shower with a handrail and heated towel rail. You can find stylish handrails that blend seamlessly into your bathroom design. Your bathroom can be modern, practical and accessible.

Renovate your home and make some changes for retirement.


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