It is no wonder that it is difficult to manage finances at times. Even when it comes to tracking the day to day expenses, one can get into trouble. Therefore it is crucial to use a budgeting tool to manage finances at home and work. Instead of asking somebody to help you can always rely on software and technology to carve solutions for your problems. In this article, I will guide you through 5 important online money tools which everyone should be aware of. Keep in mind that there are many budgeting tools online, but the ones that I am about to mention must be known to everyone.
5 online money tools:
- Personal Capital
As the name suggests, this online tool is used to keep a record of everything beginning from budgets down to credit card expense. If you have hefty investments in your hand, you must make use of this tool. You can easily link it to your accounts, and it is completely safe. You will be intrigued to know that this tool also gives you a complete report on your spending and the performance of your investments. If you are looking for an all-rounder financial tool, then personal capital is the right option. With personal capital, you can easily customize your budgets.
This is a paid online tool which has a yearly subscription, and it connects to your bank account easily. As soon as it connects with your bank account, all the transactions get downloaded and recorded in it. If you have been using mint previously, this tool can easily get previous data on board too. CountAbout has flexible options, which include customizable income, spending categories, and running balances. If you want to customize your user interface, that is also possible with CountAbout. This tool is very feasible for small scale business.
This is an app-based tool which is beneficial in case you want to know about the remaining balance in your account. With PocketGuard, you can position your savings and bills in the app. After that, it calculates your average spending. At one point you can even see the remainder you have. This remainder is the money that is left over after the payment of bills and other expenses. PocketGuard is coherent with normal people who want to keep an eye on their bills and payments.
- Budget Tracker
This old school online money tool is available for free. This tool helps you in stay debt-free and calculates your budgets and expenses. It has different interesting calculators with which you can set long term spending goals. Moreover, you can also make your kids learn about budgeting with this tool. It has a separate section for minors, and thus you can easily handle it over to the kids to learn. Even younger ones can learn about budgeting and expenses easily.
If you run out of cash and need money to cover an unexpected emergency expense, MoneyKey may be able to help you with that. MoneyKey is one of the many online loan lenders on the web that provides quick unsecured loans. Their services are applauded by customers because they prioritize treating their clients with respect. There are times when you will be in dire need of loan without going through the traditional archaic procedure of background check and viability. MoneyKey is an ultimate lifesaver in its own way.
There are many other online money tools which you need to be aware of. The ones mentioned above are mainstream tools that can adjust every business type in them. You just need to be mindful about the one you intend to choose.